Your money, your wallet
Non-custodial by design: payments land straight in your own wallet. We can never hold, freeze, or lose your funds.
Solana Pay · Transfer Request
Take stablecoin payments as easily as QRIS.
Show a QR, the customer scans it from their wallet, and you see a confirmed stablecoin payment in about a second. Non-custodial, no smart contract, fees under a cent.
Scan in, settled out — instantly USDC & USDT on Solana Non-custodial by design
No setup fee · Funds settle straight to your wallet
XepengPay is a merchant tool built on the open Solana Pay standard. Payments move directly on-chain from your customer’s wallet to the wallet you control — the platform never takes custody of funds, and no smart contract sits between you and your money.
+$12.50 USDC/USDTBuilt on standards you can trust
- ~1–2s
- to confirmation
- <$0.001
- network fee per payment
- 100%
- non-custodial
Open Solana Pay standard No smart contract to exploit Funds never touch our wallet
Pay with any Solana wallet
Customers scan the QR with the wallet they already use — there is no XepengPay app to install.
…and any other Solana Pay-compatible wallet.
Why merchants trust XepengPay
Built so you never have to wonder where your money is — or whether you’ll get paid.
Verifiable on-chain
Every payment is a public, tamper-proof Solana transaction you and your customer can check on Solscan in one tap.
No chargebacks, no hidden cuts
On-chain payments are final — no fraudulent reversals. Transparent prepaid pricing, never a surprise percentage.
Paid in seconds
Customer scans, you’re settled in ~1–2 seconds. No multi-day payout delays from a processor.
What card rails and exchanges miss, we deliver
The same sale, compared across the options a merchant actually has today.
| Feature | Card terminal | Payment gateway | Crypto exchange | XepengPay |
|---|---|---|---|---|
| Fees | 2–3% + terminal rent | Merchant & FX fees | Trading + withdrawal fees | Prepaid credits, network fee under a cent |
| Settlement speed | 1–3 business days | 2–5 business days | Multi-step: sell → withdraw → bank | ~1–2 seconds, on-chain |
| Custody | Acquirer holds funds | Processor holds funds | Exchange holds funds | Non-custodial — your wallet only |
| Chargebacks | Yes, months later | Yes, disputes possible | Not applicable | None — payments are final on-chain |
| Proof of payment | Paper slip | Dashboard entry | Exchange statement | Public Solscan transaction |
Everything a merchant needs
From the counter to the back office — without the technical headache.
Scan & pay in one tap
Customers pay from Phantom, Solflare or Backpack. One confirmation, done — just like a QRIS scan.
Settles to you directly
USDC & USDT land in your own wallet on-chain. We never hold your money.
Real-time + webhooks
The cashier flips to a success screen instantly; your backend gets a signed webhook for every paid invoice.
Made for the counter
Cashier mode shows a fresh QR per sale with a full-screen confirmation and a chime when funds arrive.
Security you can feel
Real protections, not marketing — here’s exactly why XepengPay is safe to rely on.
Non-custodial — funds never touch us
No smart contract to hack or exploit
Open Solana Pay standard
HMAC-signed webhooks
Sanction & wallet screening
Every payment verifiable on-chain
Simple, prepaid credits
No setup fees, no monthly minimums. Buy credits and spend them as you go — the platform never touches your funds.
Pay as you go
1 creditper invoice · 2 once paid
- 50 free credits when you sign up
- Unlimited invoices, QR codes & API keys
- Webhooks, CSV export & dashboard included
Illustrative pricing for this demo. Credit bundles are agreed per merchant before go-live.
Frequently asked questions
No. They pay from any Solana wallet (Phantom, Solflare, Backpack). There is no signup and no app to install on your side either.
Straight to the Solana wallet you connect. The platform is fully non-custodial — funds move from the payer to you directly and never sit with us.
USDC and USDT on Solana (6 decimals). You choose which tokens an invoice accepts; the checkout shows a QR per token.
Instantly on the cashier screen over WebSocket, plus an HMAC-signed webhook to your backend and a verifiable transaction link on Solscan.
Talk to a real human
Questions before you start? We’re here — no bots, no runaround.
We typically reply within a few hours, Mon–Sat.
Ready to get paid in stablecoins?
Create an account, verify on WhatsApp, and take your first payment today.